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      <image:title>Insights - When Payments System Design assumes Connectivity</image:title>
      <image:caption>South Africa’s payment system infrastructure is continuously evolving, with payment frameworks reviews and enhancements being introduced to bring efficiency and remediation. Yet in a country with diverse socio-economic challenges, digital access and financial literacy are not uniformly experienced. What then happens when the systems evolve faster than the consumers can keep up?</image:caption>
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      <image:title>Knowledge Hub - Payment Scams - What enables these scams:</image:title>
      <image:caption>Most payment scams rely on human behaviour rather than system weaknesses. Common tactics include: Creating urgency and panic Impersonating trusted organisations Requesting sensitive information Encouraging immediate action without verification Consumers are encouraged to pause and verify before responding to unexpected requests involving money or personal information.</image:caption>
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      <image:title>Knowledge Hub - Protecting Your Money in a Digital World - Monitoring your accounts</image:title>
      <image:caption>Regularly reviewing your account activity is essential. Check your bank statements frequently Look out for unfamiliar transactions Address any discrepancies immediately Early detection allows for quicker resolution and reduce potential loss.</image:caption>
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      <image:title>Knowledge Hub - Understanding Your Payment Types - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Knowledge Hub - Understanding Your Payment Types - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Knowledge Hub - Understanding Your Payment Types - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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